Here's what to do if you can't pay your rent | Renee & Shanice

Updated: Jun 6, 2020

First, I want to start by saying that you are neither the first nor are you the last person to be behind on your rent. The stress you are feeling right now is normal. Most people will go through this regardless of financial circumstances.

1. Keeping it a secret

Keeping the above in mind, the major mistake most people who cannot pay their rent make is that they do not communicate the matter to their landlord. I know that this is intimidating, but that is your first essential step in making things right. However, when your rent is paid to a management agency, this is not recommended.

2. Come up with a plan

Before you speak with your landlord, come up with a repayment plan that works for both of you. Do not promise to pay the full missing rent by next month, if you will not have the money by then. Let him know about your financial hardships at the moment. Also, come up with a payment plan that works for both of you.

3. Keeping it real with yourself

If that is too much money to come up with and you truly cannot afford the rent, be straight with your landlord and let him/she know you cannot afford it. You can sublet your apartment and find a new place to live that is within your means. Be proactive and find the best solution that will let you sleep at night.

4. Get your hustle on

Lastly, if you can make more money, do so by getting a side hustle as long as you can manage it. I do not believe that life should be focus only on working. If you need to make sacrifices to get back on your feet, then do so. There is no shame in working to create a better life for yourself or you can consider getting a roommate to help pay the bills.

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St-Zotique, Quebec 

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